HI. I'm working on September's budget already - or at least filling in my pages/dates with what bills need to be paid. It's pretty awesome not to put a 'bill due' sticker on a date where I know two other credit cards have been paid off, so I won't need to add that to my 'calendar'.
Gosh my husband & I were chatting yesterday - his "mercury credit card" we've had since before Grace was born (at least 9 years).. and honestly, we'd probably still be paying the minimum monthly fee if it wasn't #thebudgetmommethod I started doing in October of last year! Crazzyyyy - you know how much interest we have probably paid to them in the last 9 years!? Enough for a tiny house! :) Onward & upward.. Mercury got paid IN FULL in July & I was so psyched to do that, that I decided my other small one ($475), Avenue credit card would be paid IN FULL by end of August.. today is 8/16 & I have $75 left to be paid in two weeks.. yup! that'll happen! I've said this before.. it certainly is a feeling inside you #trollsworldtour (love that song!) that once you start the ball rolling on paying one credit card OFF completely - you just have that feeling to continue.. small to large..whatever 'extra' you can put on it, just do it! Start small.. #bestlifeever
Okay, so here is my 'blank slate' pictures.. before & after.. this is for my personal account, which pays my credit card bills (I have one 'capital one' left .. so I'll throw extra $$ to that in september) & my other goal is to pay an extra $200 to my car payment - I'd like to reduce or pay that off earlier.. which I think I probably have a year to go.. so that would be great to get rid of that $361/month six months earlier! My personal account #budgetbypaycheck workbook also funds my variable spending (groceries, extra childcare & misc) as well as my #sinkingfunds (emergency fund, xmas '20, houshold, pool fund, summer for grace fund, me ($20/week), and Savings challenge word fund.
Here are my pictures.. this is my sunday bonding time with my self.. budgeting & stickers! It's very relaxing.. and puts me in a great mood to get things done.. (i start college classes this week.. public speaking.. so my mornings will be consumed by that!) I'm glad I have this extra time on Sunday to #GETITDONE.
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